CAPITAL
20 - 26%
Target Coupon p.a.
N5M
Min. Ticket Size
90 - 365 days
Investment Tenor
N7B+
Credit deployed
ABOUT OPPORTUNITY
The opportunity is in the real economy
Nigeria’s businesses need working capital to buy inventory, fulfil orders, manage cash flow and grow. Yet many established SMEs remain underserved by traditional credit.
Molta sits between these businesses and capital, providing the infrastructure required to originate, assess and service SME credit.
<4%
Nigerian SMEs have access to formal bank credit.
₦13T
Estimated SME credit opportunity.
How it Works
HOW IT WORKS
1
Source a qualified client
Identify a business owner who fits Molta Africa’s target profile.
2
Submit the lead
Send the required client details and a clear picture of the business.
3
Molta Africa takes over
Our team handles evaluation, documentation, credit checks, approval, and disbursement.
4
Loan is disbursed
If approved, the client receives the loan.
5
Commission is paid
Once the loan is successfully disbursed, the referring agent becomes eligible for commission.
FAQ
Competitive benefits designed for your growth.
What is Molta?
Molta is an SME credit infrastructure company that helps businesses access capital while giving lenders and financial partners the infrastructure to originate, assess, service, and manage SME credit.
Who can access funding through Molta?
How does Molta help businesses access larger credit?
How can financial institutions partner with Molta?
Can I invest in SME credit through Molta?
Still have questions?
Our support team can help you out.